Approval In Principle Calculator

For the latest Approval in Principle Calculator for Guernsey and Jersey Mortgages, please click link below.

AIP Calculator 

We’ve improved our AIP Calculator to make it quicker and easier for you to use:

• You can revisit previous calculations and amend them without re‑entering client details.
• The updated tool allows you to quickly assess borrowing potential and check client eligibility against our criteria.

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If you’re having trouble accessing the calculator or would like to register as an Intermediary, please refer to our Intermediary FAQs or contact us on:

• Guernsey: +44 (0)1481 734000
• Jersey: +44 (0)1534 509501

Telephone lines are open 08:30–17:00, Monday to Friday.

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The Approval in Principle Indicators do not constitute an offer of a mortgage. Criteria may change at any time, which may affect the maximum loan amount available. A full application with supporting documentation will be required to determine any mortgage offer.

Approval in Principle Indicators are for illustration purposes only. Skipton International Limited is not under any obligation to offer a mortgage, shall have no liability, and has not entered into any commitment as a result of the AIP Indicators. Minimum age 18 years. All mortgages are subject to status, valuation and satisfactory title. Skipton International Limited requires a first charge on the subject property.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE